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Karz ( The debt) is a 1980 Indian Hindi- language thriller film, directed by Subhash Ghai, starring Rishi Kapoor and Tina Munim as leads, also starring Simi Garewal, in the critically acclaimed role of Kamini Verma, the murderous wife from the past life, which won her a Filmfare nomination. The film' s music was by Laxmikant- Pyarelal, giving successful numbers like " Dard- E- Dil" and " Om Shanti Om. Shreya Ghoshal ( born 12 March 1984) is an Indian playback singer.
She sings in Hindi, Bengali, Malayalam, Tamil, Telugu, Kannada, Marathi, Gujarati, Assamese, Nepali, Oriya, Bhojpuri, Punjabi, Tulu languages.